> For the complete documentation index, see [llms.txt](https://tem.gitbook.io/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://tem.gitbook.io/docs/platform-overview/business-model-and-revenue.md).

# Business Model & Revenue

TEM operates as a P2P marketplace specializing in secure cryptocurrency transactions for a diverse range of digital assets, including game items. The platform enables users to earn rewards through various mechanisms, including Trade-to-Earn (T2E), staking, NFT transactions, and lucky box services. Payments within the platform can be conducted using the $TEM coin.

### Revenue Model

* **Transaction Fees:** Fees ranging from 3% to 5% are applied to transactions involving items.
* **Deposit/Withdrawal Fees:** Charges for depositing and withdrawing both digital assets and fiat currencies.
* **Value-Added Service Fees:** Fees associated with additional services such as loans, lucky boxes, and OTC transactions. 

> \*Note: All fee structures are subject to change without prior notice.

### TEM Native Token

* **TEM Token:** TEM is utilized for transactions and payments within the platform and can be earned through trading activities.
* **T2E (Trade-to-Earn):** Users earn TEM tokens as rewards through their trading activities on the platform.
* **TEM Mining:** TEM tokens can also be mined through NFT transactions and staking activities.